Making Your Life Easier

If you are looking for a straight-forward, no-nonsense, all inclusive, and convenient way to have all of your retirement services taken care of at one place and for one all-inclusive price, The Retirement Planning Concierge is for you.

Living In Retirement

Making the most of your years in retirement requires a sense of financial well-being—the knowledge that you won’t outlive your assets or create a financial burden for your children or loved ones. In this guide, learn how to minimize risk factors, the three stages of spending, and what you can do to help reduce your financial stress and anxiety..

How is your financial health?



Only 18 percent people are very confident that they will be able to maintain a comfortable lifestyle throughout retirement.12



HSBC study called “The Future of Retirement” showed that those retirees with financial plans accumulated nearly 250% more in retirement savings than those without one.13



Retirees will collectively lose an estimated $3.4 trillion in potential retirement income, or an average of $111,000 per household, because they claimed Social Security at the wrong time.14

The Retirement Planning Concierge will…

take care of all the paperwork, coordinate all the details, and provide all the professionals (Retirement Planning Advisor, CPA, Registered Social Security Analyst, Health/Medicare Insurance Specialist, and Estate Planning Attorney) working in tandem together so that you can relax, and retire knowing that you have made informed decisions and are confident regarding your retirement.

Decision Making Processes

The decisions you need to make are not only complex but the wrong choice can threaten your retirement security. We have helped hundreds of retirees who were facing the same decisions.

Personalized Plan

We design a personalized plan to help you maximize your retirement income and have the tools to manage your finances during retirement.

Successful Planning

Successful retirement planning comes from thoughtful and careful planning with a team of professionals who create a plan specifically, for you.

12A Precarious Existence: How Today’s Retirees are Financially Faring in Retirement by Transamerica Center for Retirement Studies December 2018

13The Future of Retirement, HSBC Study

14Only 4% of Retirees Claim Social Security at Optimal Time, Leaving $3.4 Trillion on Table, Ashley Eberling, Senior Contributor for Forbes, published June 28, 2019

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Securities offered through Cetera Advisor Networks LLC, Member FINRA/SIPC. Investment advisory services offered through CWM, LLC, an SEC Registered Investment Advisor. Cetera Advisor Networks LLC is under separate ownership from any other named entity. Carson Partners, a division of CWM, LLC, is a nationwide partnership of advisors.

Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.

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